How long does power of attorney last?

The legal system can be confusing – full of oddly specific terms that sound more like a foreign language or an incantation from Harry Potter. “Power of attorney” is one of those phrases that often leaves people scratching their heads.

Simply put, a power of attorney (POA) is a legal document that lets you choose someone to act on your behalf. This person called your “agent” or “attorney-in-fact,” can handle your finances, healthcare decisions, or other matters if you can’t do so yourself. It’s a powerful tool for planning and ensuring your wishes are respected.

How long does power of attorney last, though? As with many legal matters, the answer isn’t a simple yes or no. In this case, the answer depends on the type of POA you create and your specific intentions.

This article will shed light on the main types of POAs and their respective durations!

Read also: Articles of incorporation – key components and why notarize

How long does power of attorney last?

How long does power of attorney last?

The key question – how long does a power of attorney last? – depends entirely on what kind of POA you’re talking about. There are several types, each designed for different situations and with varying durations:

A durable power of attorney

A durable POA is designed to remain in effect even if you become incapacitated – meaning you’re unable to make decisions for yourself due to illness or injury. This type of POA provides long-term protection, allowing your agent to manage your affairs even if you’re no longer mentally competent. 

In other words, it typically lasts until your death, unless you revoke it while you’re still capable of doing so.

Non-durable power of attorney

A non-durable POA is more temporary as it’s designed for specific situations or timeframes. 

For example, you might create a non-durable POA if you’re traveling and need someone to handle your finances while you’re away, or if you’re undergoing a medical procedure and want someone to manage your affairs temporarily.

This type of power of attorney automatically ends if you become incapacitated or when the specified period or event expires. You can also revoke it at any time.

Springing power of attorney

How long does power of attorney last?

A Springing POA is like a standby plan. It “springs” into effect only when a specific event occurs – typically your incapacitation.

This means your agent won’t have any authority until the triggering event happens. Like a durable POA, a springing POA generally lasts until death unless you revoke it while you’re still capable.

Medical power of attorney

A medical POA, sometimes called a healthcare POA, focuses specifically on healthcare decisions. It allows you to appoint someone to make medical choices for you if you’re unable to communicate your wishes.

The duration of a medical POA varies by state, but it typically remains in effect until your death unless you revoke it while you’re still able to make decisions.

Important note: despite being types of advanced healthcare directives, medical POAs are sometimes confused with living wills. The former focuses on appointing someone to make decisions for you, whereas the latter specifies how they want to (and not to) be treated if unable to make their own decisions.

Steps to create a power of attorney document

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Creating a power of attorney is a fairly straightforward process, but it’s important to do it right to ensure its validity. Here’s what’s typically involved:

  • Legal requirements: each state has its own specific requirements for creating a POA, so it’s crucial to understand the rules in your jurisdiction. These often include requirements for the principal’s capacity, the document’s form, and the witnesses’ signatures;
  • Witness signatures: most states require the principal’s signature on the POA to be witnessed by one or two adults who aren’t named as agents in the document;
  • Notarization: in many jurisdictions, the POA must also be notarized. This involves having a notary public verify the identity of the principal and witness their signature, adding another layer of legal validity to the document. Mobile notaries are a legitimate and convenient option for this step;
  • Clear and specific language: a well-drafted POA should clearly state the powers granted to the agent. The more specific the language, the less ambiguity there is about the agent’s authority. For example, instead of granting broad authority over “financial matters,” you could specify which accounts the agent can access, what types of transactions they can perform, and any limitations on their power.

Taking it back: how to revoke a power of attorney

If you need to revoke a POA – perhaps you no longer trust the agent or your circumstances have changed – the process is usually straightforward but requires specific steps:

  • Written revocation: you must create a document stating your intention to revoke the POA. This document must identify the POA you’re revoking (including the date it was executed and the names of the parties) and your decision to terminate the agent’s authority;
  • Notification: you’ll need to notify your agent that their authority has been revoked. It’s also a good idea to inform any banks, financial institutions, healthcare providers, or other entities with copies of your POA to prevent your former agent from continuing to act on your behalf;
  • Legal formalities: some states have specific requirements for revoking a POA, such as further notarization or recording the revocation document.

When should I consider a power of attorney?

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A POA is a valuable tool for planning and managing your affairs, especially when you might be unable to act on your own behalf. It provides peace of mind knowing that someone you trust can handle important matters for you, whether it’s a temporary absence or a more long-term situation.

Here are some common scenarios where a POA can be beneficial:

  • Managing finances while traveling: if you’re planning an extended trip or living abroad, a POA can allow a trusted friend or family member to pay bills, manage investments, and handle other financial matters while away;
  • Handling healthcare decisions during illness: a medical POA ensures that someone you trust can make healthcare decisions for you if you become incapacitated and unable to communicate your wishes. This is especially important for ensuring your medical preferences are respected;
  • Planning for potential future incapacity: creating a Durable POA is a proactive step to ensure that your finances and legal affairs are managed according to your wishes if you can’t make decisions for yourself due to illness, injury, or cognitive decline;
  • Managing real estate transactions: if you’re buying or selling property and can’t be present for the closing, a POA can authorize someone to act on your behalf;
  • Handling business affairs: a POA can be useful for business owners who want to designate someone to manage their business operations if they become temporarily or permanently incapacitated.

By the way, it’s crucial to choose your agent carefully, as they have a fiduciary duty to act in your best interests. Failing to uphold this duty – such as misusing funds or acting against your wishes – can have serious legal consequences for the agent, including financial penalties and criminal charges!

Is the service of a certified mobile notary legit?

So – how long does the power of attorney last?

As we’ve seen, the answer depends on the type of POA you create and your specific needs. 

Whether it’s a durable POA for long-term peace of mind or a non-durable POA for a specific situation, understanding the different options helps you make better decisions about your legal and financial well-being!

If you’re ready to create a POA or need any document notarized, Mobile Notary Orlando provides convenient mobile notary services in Orange, Seminole, Osceola, and Brevard counties.

We handle everything from POAs and wills to real estate documents and loan agreements. Contact us today to schedule your appointment. We’re here to make notarization simple and accessible, wherever you are!

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